Top 10 Best Home Warranty Companies: Protect Your Home and Appliances with Confidence
A home warranty can offer invaluable peace of mind, providing coverage for the repair or replacement of major appliances and home systems when they break down due to normal wear and tear. With so many companies offering home warranty plans, it can be overwhelming to choose the best one for your needs. To help guide you through the decision-making process, we’ve compiled a list of the Top 10 Best Home Warranty Companies that offer comprehensive coverage, great customer service, and reliable protection.
1. American Home Shield
Why it’s great:
American Home Shield (AHS) is one of the most recognized and trusted names in the home warranty industry. Known for its extensive coverage and customizable plans, AHS has been serving homeowners for over 50 years.
What sets it apart:
AHS offers three plans: Systems Plan, Appliances Plan, and the combination of both. Their flexible coverage options, combined with a large network of service technicians, make them a top choice for homeowners looking for reliable protection.
Best for: Homeowners who want comprehensive coverage and a long-standing reputation for reliability.
Key features:
- Extensive network of technicians
- Customizable plans
- 24/7 claims service
- Optional coverage for specialty items
- Offers a 30-day workmanship guarantee
2. Choice Home Warranty
Why it’s great:
Choice Home Warranty is known for its affordability and straightforward plans. They offer two primary coverage options: Basic and Total Plans, which cover a wide range of appliances and home systems.
What sets it apart:
With a clear and simple structure, Choice Home Warranty offers competitive pricing and coverage that includes major systems like HVAC, plumbing, and electrical, alongside essential appliances like refrigerators, dishwashers, and washers/dryers.
Best for: Homeowners who are looking for an affordable, easy-to-understand plan with quick claim processing.
Key features:
- Two plan options (Basic and Total)
- Covers 18 home systems and appliances
- No inspection required to start coverage
- 24/7 customer service
- Service fee as low as $60 per visit
3. Select Home Warranty
Why it’s great:
Select Home Warranty offers a range of affordable home warranty plans with exceptional customer service. They stand out for their attractive pricing and a variety of add-on options, allowing homeowners to customize coverage based on their needs.
What sets it apart:
Select’s three plans—Basic, Bronze, and Gold—cover both appliances and home systems. They also offer a wide range of add-ons, such as coverage for pools, spas, and septic systems.
Best for: Budget-conscious homeowners who want flexibility and a variety of add-ons.
Key features:
- Multiple coverage plans
- Affordable pricing and low service fees
- Option to add coverage for additional items
- 24/7 claims service
- Offers a 30-day, risk-free trial
4. First American Home Warranty
Why it’s great:
First American Home Warranty has a strong reputation for offering affordable home warranty plans with extensive coverage. They provide coverage for both systems and appliances with their Basic and Premier Plans.
What sets it apart:
First American offers one of the lowest service fees in the industry, and their plans come with the option to upgrade for even more comprehensive coverage. They also provide optional coverage for items like a washer and dryer or a central vacuum.
Best for: Homeowners seeking affordable pricing with a reputation for reliability and low service fees.
Key features:
- Low service fees
- Customizable coverage options
- Excellent customer service
- 24/7 claim reporting
- 30-day cancellation period
5. The Home Service Club
Why it’s great:
The Home Service Club (HSC) offers comprehensive home warranty coverage, including systems and appliances. Known for fast service and an easy claims process, HSC provides protection for a wide range of home systems and appliances.
What sets it apart:
HSC offers two plans, the Standard Plan and the Comprehensive Plan, with extensive coverage. They pride themselves on their response times, with claims typically processed within 24 hours.
Best for: Homeowners who value fast service and want extensive, all-inclusive coverage.
Key features:
- Two plan options
- Fast claims processing (within 24 hours)
- Covers a wide range of appliances and systems
- Option to add coverage for additional items
- Great customer support
6. Cinch Home Services
Why it’s great:
Cinch Home Services provides comprehensive home protection with three plans—Appliances Plan, Built-in Systems Plan, and a combination of both. Their plans offer extensive coverage, including smart home devices and other specialized equipment.
What sets it apart:
Cinch stands out for offering a variety of plans and a user-friendly claims process. They also offer optional coverage for additional items such as pool and spa equipment, and their online platform makes it easy to file claims and track the status.
Best for: Homeowners looking for customizable coverage with added protection for smart home devices.
Key features:
- Three plan options
- Coverage for smart home devices
- 180-day workmanship guarantee
- 24/7 claims reporting
- Option for pool and spa coverage
7. Liberty Home Guard
Why it’s great:
Liberty Home Guard provides excellent coverage with a focus on customer satisfaction. Their offerings include coverage for major systems like HVAC, electrical, and plumbing, as well as appliances like refrigerators, dishwashers, and microwaves.
What sets it apart:
Liberty Home Guard offers a wide selection of add-on options, such as coverage for central vacuums, septic systems, and pools. They also have a reputation for timely service and strong customer support.
Best for: Homeowners looking for diverse coverage and excellent customer service.
Key features:
- Comprehensive appliance and systems coverage
- Add-on options for pools, spas, and more
- 24/7 customer service
- No long-term contracts required
- Timely service and claims response
8. AHS Home Warranty
Why it’s great:
AHS Home Warranty offers a flexible plan that includes extensive coverage options and is ideal for those seeking peace of mind in case of an unexpected breakdown. Their well-established reputation provides homeowners with reliable service.
What sets it apart:
AHS offers four plan options—Appliance, Systems, Combo, and Comprehensive. The extensive coverage options make it easy for homeowners to choose a plan that fits their needs.
Best for: Homeowners who want flexible and customizable home warranty coverage with a solid reputation for quality service.
Key features:
- Four plan options
- Comprehensive coverage options
- 24/7 customer support
- Low deductibles
- Excellent reputation for fast service
9. Home Warranty of America
Why it’s great:
Home Warranty of America offers comprehensive plans, with great coverage for systems and appliances, as well as additional options for optional coverage on things like pools and spas. Their plans are highly customizable.
What sets it apart:
HWA stands out by offering a “Green” home warranty plan that covers energy-efficient appliances and systems. They also offer a 30-day service guarantee and are known for their clear communication and customer satisfaction.
Best for: Homeowners looking for environmentally-conscious plans or specific coverage for energy-efficient systems.
Key features:
- Green Home Warranty Plan available
- Covers energy-efficient appliances
- Comprehensive system and appliance coverage
- 24/7 claims service
- 30-day service guarantee
10. Secure Home Warranty
Why it’s great:
Secure Home Warranty offers reliable and affordable coverage, providing protection for a variety of appliances and home systems. Their plans are easy to understand and offer extensive service guarantees.
What sets it apart:
Secure Home Warranty offers a solid 30-day satisfaction guarantee and provides quick claim processing. Their reputation for good customer service and fast response times makes them an attractive option.
Best for: Homeowners who need an affordable and dependable home warranty with quick claim processing.
Key features:
- Affordable plans
- Quick claims processing
- Solid 30-day satisfaction guarantee
- 24/7 customer support
- Comprehensive home coverage
Conclusion
Choosing the right home warranty company can be the key to protecting your appliances and home systems while saving you money on expensive repairs or replacements. Whether you’re looking for budget-friendly options, extensive coverage, or quick service, these Top 10 Best Home Warranty Companies have something to offer. By considering factors like plan flexibility, customer service, and coverage options, you can find a home warranty provider that meets your unique needs, ensuring your home is protected when unexpected issues arise.